Southern Insurance Agency, Inc.

About Us

Southern Insurance Agency, Inc., located at 39 McDowell Street, in Welch, WV has served the insurance needs of businesses and families in this area since 1947.  McDowell County’s oldest Independent Insurance Agency, has always put the needs of its clients first.  We value and appreciate the customers we serve, and are thankful for your business.

Since our founding the agency has seen many changes, and like any business has faced many challenges.  Our ambition is to grow and expand our current business operation, while maintaining our core values that have given us our longevity.  We represent numerous highly rated and established companies, and are actively pursuing markets to serve both the companies we represent as well as the clients we serve. 

 Charles H. Gearhart, Jr.

Lifelong resident of McDowell County
1952 WVU Graduate  
BA Political Science
Employment w/ SIA 1958-present
Company President
Lines:  Property & Casualty
Accident &Sickness

 Tressa Nester

Lifelong resident of McDowell County
1965 Big Creek High School Graduate
Employment w/ SIA 1965-present
Company Secretary
Co-Office Manager
Lines:  Property & Casualty  

Roy Ellison           
Lifelong Resident of Mercer County
2002 Bluefield State College Graduate
BS Business Administration
Employment w/ SIA 2007-present
Company Treasurer
Co-Office Manager
Lines:  Property & Casualty
Accident & Sickness

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